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MEC, MVP, and Major Medical Plans—that Save You Money!

Benefits Created for the American Workforce

At ARCHER JORDAN we believe the fastest route to solving a problem is generally a straight line. So, when we decided to develop a program for hourly and seasonal workforces, that would satisfy new government healthcare regulations, we knew it had to be affordable and simple. After nearly a year of consulting with ERISA attorneys, tax attorneys, CPAs, insurance carriers and third-party insurance administrators, what we came up with was a proprietary health insurance offering that makes sure everyone gets what they need, owners, management, staff and the hourly workforce. We call it—The Workforce Benefits Program, a set of simple solutions we think you’re going to like. 

Take a look at our Affordable PPACA Tax and Benefits Compliance Plans below.

WorkforceMEC  

“Minimum Essential Coverage Plan”

LABOR: Hourly and Seasonal Employees

  • Self-funded plan that covers 63 preventative services, at 100%
  • Covers ACA Employer & Employee Mandate, avoiding the $2,000 “A” tax penalty per employee
  • Enrollment, Administration, Communications, COBRA and Call Center, all inclusive

WorkforceMEC+

“Minimum Essential and Fixed Indemnity Coverage”

LABOR: Hourly and Seasonal Employees

All insurance products “guaranteed issue”—

Full customer service and enrollment support—

*MEC (Minimum Essential Coverage)

  • Self-funded plan that covers 63 preventative services, at 100%
  • Covers ACA Employer & Employee Mandate, avoiding the $2,000 “A” tax penalty per employee
  • Enrollment, Administration, Communications, COBRA and Call Center, all inclusive

*Limited Medical Plan

  • Provides first dollar coverage for accident related medical services
  • Hospital Admission at $750
  • Hospital $100 per day/ICU $300 per day 

*Accident Plan

Benefits include: 

  • Doctor’s visits
  • Outpatient services
  • Hospital admission & stays
  • Surgeries, prescription drugs, and more

*Critical Illness

  • Provides $5,000 lump sum cash benefit upon diagnosis of a critical illness
  • Up to 2x principle benefit

WorkforceMEC 100

“Minimum Essential Coverage and a Minimum Value Plan”

100% ACA Compliant

LABOR: Hourly and Seasonal Employees

*MEC (Minimum Essential Coverage)

  • Self-funded plan that covers 63 preventative services, at 100%
  • Covers ACA Employer & Employee Mandate, avoiding the $2,000 “A” tax penalty per employee
  • Enrollment, Administration, Communications, COBRA and Call Center, all inclusive

*MVP (Minimum Value Plan)

• Meets the government’s criteria for minimum value, protects employer from $3,000 “B” tax

*Teledoc Plus

• 24/7 Access to US Board Certified doctors/pediatricians, and more . . .

WorkforceExecutive

“Compliments Our Workforce Labor Plans”

100% ACA Compliant

FOR: Owners, Management, and Staff

*Major Medical Plan

  • Major medical insurance, partially self-funded (low risk) 

  • National PPO network 

  • Gap plan—fully-insured, insures deductible and co-insurance creating rich benefits 

*Defined Contribution Reimbursement Plan

  • Ability to class owners, management and staff, with different reimbursement amounts

  • Employees choose their own plan, company reimbursed at pre-set amount

  • 100% tax deductible

Anticipated Program Outcomes . . . 

  • Savings compared to traditional major medical plans
  •  Lower cost point for entry into offering insurance options
  •  Provides built in employer expense predictability

Benefits to Employees

  • Compliant and affordable
  • First dollar coverage
  •  Easy access to PPO network providers and discounts
  • Full flexibility in a changing environment

Optional Plan Additions

  •  Additional Supplemental Health products