MEC, MVP, and Major Medical Plans—that Save You Money!
Benefits Created for the American Workforce
At ARCHER JORDAN we believe the fastest route to solving a problem is generally a straight line. So, when we decided to develop a program for hourly and seasonal workforces, that would satisfy new government healthcare regulations, we knew it had to be affordable and simple. After nearly a year of consulting with ERISA attorneys, tax attorneys, CPAs, insurance carriers and third-party insurance administrators, what we came up with was a proprietary health insurance offering that makes sure everyone gets what they need, owners, management, staff and the hourly workforce. We call it—The Workforce Benefits Program, a set of simple solutions we think you’re going to like.
Take a look at our Affordable PPACA Tax and Benefits Compliance Plans below.
WorkforceMEC
“Minimum Essential Coverage Plan”
LABOR: Hourly and Seasonal Employees
- Self-funded plan that covers 63 preventative services, at 100%
- Covers ACA Employer & Employee Mandate, avoiding the $2,000 “A” tax penalty per employee
- Enrollment, Administration, Communications, COBRA and Call Center, all inclusive
WorkforceMEC+
“Minimum Essential and Fixed Indemnity Coverage”
LABOR: Hourly and Seasonal Employees
All insurance products “guaranteed issue”—
Full customer service and enrollment support—
*MEC (Minimum Essential Coverage)
- Self-funded plan that covers 63 preventative services, at 100%
- Covers ACA Employer & Employee Mandate, avoiding the $2,000 “A” tax penalty per employee
- Enrollment, Administration, Communications, COBRA and Call Center, all inclusive
*Limited Medical Plan
- Provides first dollar coverage for accident related medical services
- Hospital Admission at $750
- Hospital $100 per day/ICU $300 per day
*Accident Plan
Benefits include:
- Doctor’s visits
- Outpatient services
- Hospital admission & stays
- Surgeries, prescription drugs, and more
*Critical Illness
- Provides $5,000 lump sum cash benefit upon diagnosis of a critical illness
- Up to 2x principle benefit
WorkforceMEC 100
“Minimum Essential Coverage and a Minimum Value Plan”
100% ACA Compliant
LABOR: Hourly and Seasonal Employees
*MEC (Minimum Essential Coverage)
- Self-funded plan that covers 63 preventative services, at 100%
- Covers ACA Employer & Employee Mandate, avoiding the $2,000 “A” tax penalty per employee
- Enrollment, Administration, Communications, COBRA and Call Center, all inclusive
*MVP (Minimum Value Plan)
• Meets the government’s criteria for minimum value, protects employer from $3,000 “B” tax
*Teledoc Plus
• 24/7 Access to US Board Certified doctors/pediatricians, and more . . .
WorkforceExecutive
“Compliments Our Workforce Labor Plans”
100% ACA Compliant
FOR: Owners, Management, and Staff
*Major Medical Plan
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Major medical insurance, partially self-funded (low risk)
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National PPO network
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Gap plan—fully-insured, insures deductible and co-insurance creating rich benefits
*Defined Contribution Reimbursement Plan
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Ability to class owners, management and staff, with different reimbursement amounts
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Employees choose their own plan, company reimbursed at pre-set amount
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100% tax deductible
Anticipated Program Outcomes . . .
- Savings compared to traditional major medical plans
- Lower cost point for entry into offering insurance options
- Provides built in employer expense predictability
Benefits to Employees
- Compliant and affordable
- First dollar coverage
- Easy access to PPO network providers and discounts
- Full flexibility in a changing environment
Optional Plan Additions
- Additional Supplemental Health products
