Health Plans that Rock!

Financial Strategies . . . That Save You Money! 

100% ACA Compliant Plans for the Hourly Workforce

Created for America’s Workforce

At ARCHER JORDAN, we believe the fastest route to solving a problem is generally a straight line. So, when we decided to develop a program for hourly and seasonal workforces, that would satisfy new government healthcare regulations, we knew it had to be affordable and simple.

After nearly a year of consulting with ERISA attorneys, tax attorneys, CPAs, insurance carriers and third-party insurance administrators, what we came up with was a proprietary health insurance offering that makes sure everyone gets what they need, owners, management, staff and the hourly workforce. We call it, Workforce Benefits, a set of simple solutions we think you’re going to like. 

The Workforce Benefits Program

Our value proposition is: Affordable, Scalable and Flexible – Providing Quality of Care and Worry Free Administration

Below are a sampling of our plans:

 WorkforceMEC — “Minimum Essential Coverage Plan”
Covers ACA Employer & Employee Mandate

Hourly and Seasonal Employees

• Meets the employer obligation, avoiding the $2,000 “A” tax penalty per employee, and satisfies the individual mandate
• Self-funded plan that covers 63 preventative services, at 100%
• Enrollment, Administration, Communications, COBRA and Call Center, all inclusive

WorkforceMEC+ (PLUS) – “Minimum Essential and Fixed Indemnity Plans” 

Covers ACA Employer & Employee Mandate, Plus More First Dollar Coverage

Hourly and Seasonal Employees

• Guaranteed Issue for all insurance products listed below!
• Full customer service and enrollment support

*MEC (Minimum Essential Coverage)

• Meets the employer obligation, avoiding the $2,000 “A” tax penalty per employee, and satisfies the individual mandate
• Self funded plan that covers 63 preventative services, at 100%
• Enrollment, Administration, Communications, COBRA and Call Center, all inclusive

*Limited Medical Plan

• Benefits include doctor’s visits, outpatient services, hospital admission & stays, surgeries, prescription drugs, and more

*Critical Illness

• Provides $5,000 lump sum cash benefit upon diagnosis of a critical illness
• Up to 2x principle benefit

*Accident Plan

• Provides first dollar coverage for accident related medical services
• Hospital Admission at $750
• Hospital $100 per day / ICU$300 per day

WorkforceMEC 100 – “Minimum Essential Coverage and a Minimum Value Plan”

– 100% ACA Compliant
– Hourly and Seasonal Employees

MEC (Minimum Essential Coverage)

• Meets the employer obligation, avoiding the $2,000 “A” tax penalty per employee, and satisfies the individual mandate

MVP (Minimum Value Plan)

• Meets the government’s criteria for minimum value, protects employer from $3,000 “B” tax

WorkforceExecutive – “Compliments Our Workforce Labor Plans”

– 100% ACA Compliant
– Owners and Management

Option 1:
*Major Medical Plan

• Major medical insurance, partially self-funded (lowrisk)
• National PPO network
• Gapplan—fully-insured, insures deductible and co-insurance creating rich benefits

Option 2:
*Defined Contribution Reimbursement Plan

• Ability to class owners,management and staff,with different reimbursement amounts
• Employees choose their own plan,reimbursed at set amount
• 100% Tax Deductible